Paul E. Moyer, CFP®, CLU®, , ChFC®, , AEP, MBA
As with most other things in life, the key to achieving your long-term financial objectives is planning. Your goal may be to fund your children’s college education, protect your family during your working years, or guarantee your own retirement security. These things won’t happen by accident. It’s important to determine what you’d like to achieve financially and then map out a strategy that will help you meet those goals. The good news is that it’s never too late to start.
As an Investment Adviser Representative under Eagle Strategies LLC, a Registered Investment Adviser, my focus is advice, turning everyday information into well-designed, custom-tailored strategies that "fit" you. With the vast amount of information and products available in today's financial supermarkets, you can pay a big price to "try on" the wrong solution. I set my sights on helping you find the right solutions. Ultimately, my goal is to help you obtain a sense of personal and financial well-being, regardless of how simple or complex your needs may be.
Of course, planning your financial future can be intimidating. Luckily, you don't have to do it alone. I am a trained professional who can help you identify your financial needs and then determine which insurance and financial products can best help you meet your objectives.
Please use our Web site as a resource, and do not hesitate to contact us for additional information or to schedule a meeting. Thank you for your interest.
Paul E. Moyer is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of Florida, Georgia, Indiana, Kentucky, Pennsylvania, Michigan, Ohio, Virginia and West Virginia. No insurance business may be conducted outside these states referenced.
Paul E. Moyer is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, A Licensed Insurance Agency. In this regard, this communication is strictly intended for individuals residing in the states of California, Florida, Georgia, Indiana, Kentucky, Pennsylvania, Michigan, Ohio, Texas, Virginia and West Virginia. No offers may be made or accepted from any resident outside the specific states referenced.
Moyer Financial Services is not owned or operated by NYLIFE Securities LLC or its affiliates.
Paul E. Moyer is also separately registered as an investment adviser representative under Eagle Strategies LLC, a Registered Investment Adviser, offering advisory services in the states of Florida, Georgia, Indiana, Kentucky, Pennsylvania, Michigan, Ohio, Virginia and West Virginia. As such, these services are strictly intended for individuals residing in Florida, Georgia, Indiana, Kentucky, Pennsylvania, Michigan, Ohio, Virginia and West Virginia. Paul E. Moyer is licensed to offer mutual funds and variable products. Market Watch information is provided for informational purposes and is not considered an offering of securities.
Neither Moyer Financial Services, its employees nor NYLIFE Securities LLC or its representatives render tax, legal or accounting advice. Please consult your professional advisors regarding your particular situation.
|
Help Chart the Future of Your Family Business
The transition from one generation to the next is considered to be one of the biggest risks to the survival of a family-owned business. A thoughtful succession strategy not only outlines when and how ownership should be transferred but also takes tax implications, family relationships, and other sensitive issues into account.
Favorable Dividend and Capital Gains Tax Rates Extended—for Now
The 2010 Tax Relief Act extended the 15% maximum tax rates on qualified dividends and long-term capital gains through December 31, 2012. But without further legislation, dividends will be taxed at ordinary income tax rates and capital gains tax rates will return to 20% (23.8% for investors in the two highest tax brackets) in 2013.
Finding a Good Time to Invest
When a prominent stock market index closes above an important threshold, many investors who have been sitting on the sidelines may see it as good time to invest, but they may have missed a significant part of the rally. Waiting for the "right" moment to invest could prove to be a costly and ineffective strategy.
Deciding When to Begin
Waiting until full retirement age (or up to age 70) to claim Social Security may result in significantly higher monthly benefits. At age 62, the earliest age to claim Social Security, the amount received could be only 70% of the benefit received at "full retirement age" (which ranges from age 65 to 67 depending on year of birth).
More Newsletters →
|
